Terms and conditions

1. Acceptance

By creating an account, accessing or using our website, mobile applications, products, services or features (collectively referred to as "Services"), you acknowledge that you have read, understood and agree to be bound by these Terms and Conditions ("Terms"). These Terms govern your relationship with Betregal ("we," "us" or "our").

2. Eligibility

To use our Services, you must meet the following requirements:

• Be at least 18 years old (or the age of majority in your jurisdiction);
• Be capable of forming a binding contract;
• Provide accurate and complete registration information.

3. Account Management

You are responsible for maintaining the confidentiality of your account login credentials. You agree to:

• Keep your password confidential and not share it with anyone;
• Notify us immediately if you believe your account has been compromised or accessed by unauthorized persons;

We reserve the right to suspend, terminate or modify your account at any time without notice.

4. Usage

You agree to use our Services for lawful purposes only. You must not:

• Use our Services for commercial purposes other than those permitted under these Terms;
• Resell or redistribute our content;
• Use robots, spiders or other automated tools to access or collect information from our website;

We may monitor and review your use of our Services.

5. Payment and Refunds

You agree to pay all fees associated with using our Services in accordance with the payment terms we provide. We do not offer refunds for unused balances or services.

6. Intellectual Property

All content, software, images, graphics, music, audio files and other materials on or accessible through our website are owned by us or licensed from third parties (collectively referred to as "Materials"). You agree to:

• Not reproduce, modify, distribute or display the Materials in any manner without our prior written consent;
• Comply with all applicable laws related to copyright, trademark and intellectual property.

7. Liability

You acknowledge that we are not responsible for any errors, inaccuracies or omissions on our website. Our Services may contain links to third-party websites, which we do not endorse or warrant the accuracy of their content.

We exclude all warranties, express or implied, with respect to our Services and Materials. In no event shall we be liable for:

• Any direct, indirect, special, consequential or punitive damages;
• Any lost profits, business interruption, loss of data, programs, devices or other tangible goods;

8. Indemnification

You agree to defend us against any third-party claims arising from your use of our Services.

9. Governing Law and Jurisdiction

These Terms shall be governed by the laws without regard to its conflict-of-laws principles. Any disputes, controversies or disagreements relating to these Terms will be resolved through binding arbitration in accordance with the rules.

10. Amendments and Waivers

We reserve the right to modify or update these Terms at any time. If we do so, we will notify you by posting revised terms on our website.

By continuing to use our Services after such revisions are posted, you agree that you have read, understood and agreed to be bound by the revised Terms.

11. Entire Agreement

These Terms constitute the entire agreement between us with respect to your use of our Services. We may modify or update these Terms at any time without notice.

By creating an account or accessing our website, mobile applications, products, services or features, you acknowledge that you have read, understood and agreed to be bound by these Terms.

12. Acceptance

By clicking "I Agree" (or similar button), you agree to the terms set out above.